Terms & Conditions

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Agreement to Terms

By downloading, installing, or using CoFinance, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our service.

Service Description

CoFinance is a budget management application that helps users track income, expenses, and financial goals. The service includes:

Budget creation and management
Income and expense tracking
Financial goal setting and monitoring
Data synchronization across devices
Collaborative budgeting features

User Responsibilities

Provide accurate and current information
Maintain the security of your account credentials
Use the service in compliance with applicable laws
Not share your account with others
Report any security breaches or unauthorized access

Subscription and Payment

Free tier includes basic budgeting features
Pro subscription ($4.99/month) includes unlimited budgets and advanced features
Subscriptions are billed through your app store account
You can cancel your subscription at any time through your app store settings
No refunds for partial subscription periods

Data and Privacy

Your data is stored securely using industry-standard encryption
We do not sell your personal information
Activity logs are automatically deleted after 90 days
You can delete your account and data at any time
See our Privacy Policy for detailed information

Limitation of Liability

CoFinance is provided "as is" without warranties of any kind. We are not liable for any financial decisions made based on the app's information or recommendations.

Termination

We may terminate or suspend your account at any time for violation of these terms. You may delete your account at any time through the app settings or by contacting us.

Changes to Terms

We may update these terms from time to time. Continued use of the service after changes constitutes acceptance of the new terms.

Contact Information

For questions about these Terms and Conditions, please contact us at cofinance.contact@gmail.com.